A NoMethodError occurred in payment_methods#edit:

 undefined method `billing_address' for nil:NilClass
 app/controllers/payment_methods_controller.rb:23:in `edit'


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Request:
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 * URL        : https://www.bikelink.org/people/32543/payment_methods/edit?id=0&redirect_link=%2Fcards%2Fadd_value_confirm%3Fcard_id%3D48016%26selected_value%3D1000
 * HTTP Method: GET
 * IP address : 68.189.104.35
 * Parameters : {"id"=>"0", "redirect_link"=>"/cards/add_value_confirm?card_id=48016&selected_value=1000", "controller"=>"payment_methods", "action"=>"edit", "person_id"=>"32543"}
 * Timestamp  : 2021-05-29 17:37:19 UTC
 * Server : www-3.internal.bikelink.org
   * Rails root : /var/www/bikelink
 * Process: 19156

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Session:
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 * session id: [FILTERED]
 * data: {"session_id"=>"28ad481a1d3dcc19bfffac6e55f71e5d",
  "warden.user.person.key"=>[[32543], "L9WzHoR1zAdn7569P429"],
  "_csrf_token"=>"hgDeCSNrWPoJWJIBScIHBdVJvr2ewVgXh8UuWKdYVjI="}

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Backtrace:
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 app/controllers/payment_methods_controller.rb:23:in `edit'